Florida Residency

Florida Residency

Our mail service provides you with a physical address. This address can help you to establish Florida residency if you wish. If you would like a Florida driver's license, you can obtain one, however, the address on your license will display your vehicle tag number rather than your physical address with us. You'll be a Florida resident regardless; displaying your vehicle tag number on your license is simply the format Florida requires in this case. You'll need to make an in-person trip to the DMV in Crestview, Florida to get your license, vehicle registration(s), title transfer if applicable, and register to vote.

You do not have to claim legal residency in Florida to use our mail service. A large number of our customers are part-time travelers (snowbirds, winter birds) who use our service as a mailing address only.

Florida statutes 196.012 defines a permanent residence as “that place where a person has his or her true, fixed, and permanent home and principal establishment to which, whenever absent, he or she has the intention of returning." You can establish residency in Florida by filing a declaration of domicile, qualifying for homestead exemption, or registering to vote.

Step-by-Step Instructions

1. Signup with MyRVmail for Florida physical address.
2. Break all ties from your home state. Change addresses directly with all major institutions, banks, insurance companies, IRS, social security, cell phone provider, etc.
3. Wait for mail to begin to show up at your new MyRVmail address in Florida.
4. Plan trip to Crestview, Florida to go to the Okaloosa Tax collector. You must show up in person to obtain a driver's license. Free boondocking on 5 acre property available to MyRVmail members.
5. If your vehicle has a lien, fill out the following form and fax it to your lienholder to have your title sent to Okaloosa county for titling in Florida. You may need to call your bank to figure out what number to fax it to. https://myrvmail.com/files/LienholderRequestLetter.docx.
6. Obtain Florida insurance policy and bring to DMV in next step.
7. Travel to the Crestview, FL DMV.
8. Register vehicle(s). Bring the following documents with you:
   • Original title (if not mailed to the county in step 5)
   • Proof of Florida insurance
   • Bill of sale for vehicle (if purchased in past 6 months)
   • VIN number verified by dealer or police officer (if not presenting vehicle in person). If needed, use this VIN verification form: https://www.flhsmv.gov/pdf/forms/82042.pdf
   • To accomplish everything by mail, use this DMV supplied packet: https://myrvmail.com/files/StandardTitlePacket.pdf
9. Obtain driver's license, which will include surrendering old driver's license and taking an eye exam. No written test is required. Bring two of the following documents with you:
   • Out of state only: A U.S. Passport or birth certificate is required
   • Bill paid with new address (electronic statements are acceptable)
   • Bank statement, bank checks
   • Florida certificate of address (https://www.pbctax.com/wp-content/uploads/2020/06/Cert-Address-Form_updated.pdf)
10. Contact the Supervisor of Elections office located in the same building for information on registering to vote, or call 850-689-5600.

Advantages of Florida Residency

• No state income tax.
• No personal property tax.
• No tax on pension checks and Social Security benefits.
• No annual vehicle inspections.
• No emission testing requirements.
• No front license plate.
• Drivers license valid for 8 years.
• Low vehicle plate fees.
• Quality health care and health care providers.
• Florida voted most beautiful & friendly RV parks.
• Florida residency discount for state parks.
• Florida residency discount for Disney World.

(Note: Crestview, Florida is located in Okaloosa County, which is ranked #45 out of 948 Florida cities with the lowest vehicle insurance premiums.)

Florida Residency Checklist

To establish residency in Florida, one should consider the following Florida residency checklist:

• Record a Declaration of Domicile in the county in which you live.
• Maintain a physical mailing address, not a P.O. Box.
• Keep a record of informal statements regarding residency (emails/texts).
• Work for an employer that is located in Florida.
• Register to vote in Florida.
• Obtain a Florida driver's license.
• If owning a home in Florida, pay applicable property taxes.
• Use a Florida address on all legal paperwork.
• Use the Florida address when filing income tax returns.
• Obtain Florida tags on all vehicles.
• Change passport address to Florida address.
• Physically move some valuable household items, such as artwork or jewelry, to your Florida home.
• File for the homestead tax exemption if you own a Florida home.
• Notify other professionals, such as your attorneys, accountants, banks, and insurance carriers, that your primary residence is in Florida.
• Change your primary care physician to a local one in Florida.
• Leave any social clubs or memberships from your previous state of residence.
• If practical, sell any real estate of the previous state of residence.
• Notify government agencies of your new address, including Social Security, Medicare, and any others.
• For professionals moving to Florida, ensure that you are licensed to practice in Florida.
• Update your will and ancillary documents (Health Care Directive, Living Will, etc.) to Florida forms.
• For property still owned in the previous state, redo the policy as a “non-resident” or “secondary” home.
• If you have a safe deposit box, transfer it to a local Florida bank.
• Change your pet's veterinarian to one in Florida (this was actually a determining factor in one case).
• Change newspaper subscriptions to Florida.

Florida Declaration of Domicile

A Florida declaration of domicile is a sworn affidavit filed in the Circuit Court of a person's residence that documents the intent to make Florida their permanent home. Florida Statute 222.17 permits people to manifest and document their intent by filing such a declaration of domicile. Under the statute, the declaration may be filed by a person who maintains a “place of abode” in a Florida county where they intend to maintain as their permanent home.

People who maintain a second residence in another state may file a declaration of domicile to manifest their Florida residence as their primary home.

Purpose

The declaration of domicile is a voluntary filing. No statute requires an existing or new Florida resident to file a Declaration of Domicile. Failure to file the declaration does not disqualify one from being a Florida resident.

The declaration, by itself, is insufficient to establish domicile. The Florida Supreme Court explained that Florida residency requires not just an intention expressed in a Declaration, but also the fact of residency. Good faith intention to be a Florida resident must be accompanied by the overt act of residence.

The intention to move to Florida does not create Florida residency unless the debtor implements his intent through action. A declaration of domicile may be helpful to establish under the other state's laws that the individual is a Florida resident, and therefore, should not be subject to the original state's income taxes.

Waiting Period for Florida Residency

There is no waiting period to establish Florida residency for asset protection purposes. As soon as you form the intent to make Florida your primary home, you are a Florida resident, and you are entitled to Florida's asset protection benefits.

The rules are different for bankruptcy, however. Bankruptcy law imposes a two-year waiting period before a debtor may claim Florida's exemptions in bankruptcy court.